Pay $0 on all credit card transactions and save 90% on your monthly processing costs
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From card brand fees, to interchange fees from issuing banks, to fees added by processors, there are several cost components businesses incur when accepting credit cards.
However, the main culprit for the high cost of card acceptance are the rewards programs offered by the issuing banks in the form of points, miles, cash-back and the like.
Our Pay Zero program enables you to do what universities and government agencies have long been permitted to: pass on fees when customers choose to pay by credit card, while still giving the option to access savings by paying with a check or cash.
Pay Zero completely eliminates the cost of accepting credit cards, and has saved our clients an average of 97% on overall processing costs.
Pay Zero's substantial bottom line savings immediately increases your EBITDA with no additional spend of resources or personnel.
Empowering businesses to keep more of what they earn.
Pay Zero is widely viewed as a true win-win for both the merchant and the customer, as the program gives your customers the ability to opt out by simply paying with cash, check or ACH, while also allowing you to completely eliminate the cost of accepting card payments.
Card-not-present? No problem!
Access all of the Pay Zero benefits with Sidglo App, your all-in-one system for invoicing, website payments, recurring subscriptions, mobile payments, and much more.
Pay Zero is fully compliant with card brand rules and state regulations. We take care of the details, so you stay protected and hassle-free.
Whether in-store, online, or on-the-go, Pay Zero works seamlessly across every way you take payments.
Unlock the full value of every customer transaction.
Getting started with Pay Zero is fast, easy, and requires no technical expertise. Our terminals and POS systems come pre-configured and ready to go. Just unbox, plug in, and you’re live.
There’s no software to install, no backend configuration, and no interruption to your daily operations. From the moment you turn it on, your business begins saving automatically.
Pay Zero is designed to maintain trust at checkout by keeping customers clearly informed and in control. They’re always given the choice to avoid fees by paying with cash, check, or ACH.
We provide custom signage, receipt language, and educational materials tailored to your brand, helping reduce friction, minimize questions, and support full transparency.
Pay Zero is a data-backed solution delivering measurable impact, helping businesses reduce card processing costs by an average of 97% with immediate gains in profitability, cash flow, and EBITDA.
Whether you’re running a single location or managing a national brand, the results speak for themselves: consistent savings, stronger margins, and a leaner bottom line.
Reach out to our experts today and let us design a custom program for your business.
