From card brand fees, to interchange fees from issuing banks, to fees added by processors, there are several cost components businesses incur when accepting credit cards.

However, the main culprit for the high cost of card acceptance are the rewards programs offered by the issuing banks in the form of points, miles, cash-back and the like.

Our Pay Zero program enables you to do what universities and government agencies have long been permitted to: pass on fees when customers choose to pay by credit card, while still giving the option to access savings by paying with a check or cash.

Pay Zero is widely viewed as a true win-win for both the merchant and the customer, as this initiative gives your customers the ability to opt out by simply paying with cash or check, while also allowing you to completely eliminate the cost of accepting card payments.

Card-not-present? No problem!

Access all of the Pay Zero benefits with our Sidglo App, your all-in-one system for invoicing, website payments, recurring subscriptions, mobile payments, and much more.